Auto insurance today is treated like a commodity where the only difference between alternatives is price. While our agency agrees that the best place for your money is in your own pocket, we realize that providing adequate coverage to meet your needs is vital. By insuring your vehicles with our agency, you will have the piece of mind of knowing you will receive professional advice regarding appropriate coverage, yet still select from over 10 companies to receive a fair price.

Depending on the company you choose, you can get discounts for:

• Maintaining a clean driving record
• Being claim free
• Driving a safe car
• Having a homeowners policy with your auto insurance carrier

Other advantages you could enjoy:

• Free windshield repair
• 24-hour claims hotline
• Guarantee on repairs
• Flexible payment options
• Replacement cost coverage on your car

Advantages vary from company to company, and some require the purchase of certain coverages. We'll review your options with you to find the company and coverage that are right for you.

How much coverage do you need?

If you injure someone in a car accident, you may be held liable for their medical expenses, loss of wages, and potentially pain and suffering. These damages could financially devastate your family if you are not adequately insured. The liability limit you select should reflect your net worth.

The need for physical damage coverage for your own vehicle is dependant on the age and type of vehicle you own. As a general rule, if you are unable to afford a replacement should your vehicle be destroyed, you should consider physical damage coverage.