Month: December 2021

What’s the Best Home Insurance Policy for My MN Home?

Posted on by AgentInsure

For residents of Little Falls, MN, there may not be a more important investment in your life than your home. The team at Hanneken Insurance Agency Inc. specializes in auto and home insurance, and they hold home insurance in high regard as one of the best ways to protect your life’s most crucial and valuable assets. 

Home insurance can be confusing, there’s no doubt about that. It’s important to work with an agent or team you can trust, who understands your lifestyle and needs and that makes educated and experienced recommendations for you and your family. 

To put it simply, you want your insurance coverage to be enough to rebuild your home exactly as it is today. Whether you’re affected by a fire or other natural disaster, dangerous weather, theft, or vandalism… the point of insurance is to protect you from these scenarios. We recommend making an inventory list of the valuables and other items in your home that are unique or expensive. It’s important to know the value of everything inside the home. 

With that comes more options. You can maintain basic liability coverage that protects you should another person become injured on your property. You can select coverage that protects the belongings inside the home, your personal property. This is an important choice for many families in Little Falls, MN – you can’t put a price on the valuables you’ve collected over the years, from jewelry and artwork, firearms, and more. Home insurance can protect those items you hold near to your heart. 

Hanneken Insurance Agency Inc. is here to help Minnesota residents to find the best home insurance policy. Contact us today and we’ll work with you to find exactly what you’re looking for. 

Modified Auto Insurance Overview

Posted on by AgentInsure

Hanneken Insurance Agency Inc. is an independent insurance agency. We proudly serve the Little Falls, MN community. We have relationships with various carriers throughout the Midwest region. We are committed to helping our clients find the policies they need to protect their assets.

Modified Auto Insurance Overview

Operating a vehicle can be dangerous depending on the road conditions and other drivers. Auto insurance can help protect you as you travel around Little Falls, MN and beyond. You are covered if your vehicle is damaged in an accident. You are also covered if you are held responsible for injuring someone or causing property damage. Comprehensive coverage protects you if your vehicle is stolen or damaged due to a natural disaster. You are also covered if your vehicle hits an object or an animal.

Many people enjoy customizing their vehicles. If you have made any specifications to your vehicle, consider adding modified auto insurance. Modified vehicles often need unique parts if they are damaged. A traditional auto insurance policy isn’t enough to cover the replacement parts. Common examples of modifications to a vehicle include rims, a bumper, custom paint, and suspension changes. Consider having your modified vehicle appraised because the value of the vehicle has likely changed. Modified auto insurance covers your vehicle if you are having engine trouble, and you need urgent towing service. You can add uninsured motorist coverage to your policy, which covers you if you are involved in an accident with someone who does not have insurance.  Having a modified auto policy can give you peace of mind if something goes wrong with your custom vehicle. 

Hanneken Insurance Agency Inc. Will Help You Protect Your Investments

Visit our website to learn more information about auto insurance.