College Discounts For Car Insurance

When you live in Little Falls, Minnesota, you may be going to school. Whether you work also or are simply attending a college or university, there may be ways for you to save money on your car insurance premiums.

Knowing about the discounts can help you to talk to an agent and get the best policy possible.

Safe Driver

Being a safe driver has always been important to insurance companies because they see you as a lower risk. If you can avoid speeding tickets and being involved in accidents, you may qualify for a safe driver discount that can add up to a significant amount of money.

Defensive Driving

Various defensive driving courses can be taken. These are generally five hours, and can reduce your rate by 10 percent or more. This would be above and beyond a driver education course that you may have taken in high school.

Low Mileage

Those who don’t put a lot of mileage on their car every year are often given low mileage discounts. If you are only commuting around campus, you definitely qualify for the low mileage, so now you just have to find a company that offers this discount.

Good Grades

Insurance companies have been offering what is known as the “good grades discount” for years. Every company offers a slightly different discount and some may require a GPA of around 3.0 while others will require that you make the dean’s list. If you are a good student, it’s certainly a discount that you will want to explore.

It’s important to find affordable car insurance. When you are a student, you can call our agents at Hanneken Insurance Agency Inc. and we can find a policy that works for you in Minnesota. We can talk to you about the different levels of coverage and ensure that you have a policy designed for your needs.