Covering Someone Else’s Medical Bills in an Accident in Little Falls, MN

If you live in Little Falls, Minnesota, you are probably like most people in the United States who own and operate motor vehicles. However, while cars can be a source of great convenience, they can also be a source of great stress. Car accidents can be extremely stressful for all involved, especially those who end up having to pay medical bills.

Minnesota is a no-fault auto insurance state, meaning that anybody who is involved in an accident can quickly recover medical bill costs, lost earnings, and other economic losses, regardless of who is at fault in the accident. The state of Minnesota requires that anyone who owns and operates a motor vehicle have personal injury protection with a minimum coverage of $20,000 for medical care and $20,000 for loss of earnings and replacement services. Although auto insurance will cover most if not all of the damages in most cases, there are some cases where it will not completely cover all of the medical expenses that are involved. In some of these cases, the driver of the other car, if you are at fault, can file a claim against you. In this situation, you can actually be put in a position where you have to pay this person’s medical bills for the accident that you are considered at fault for.

Hanneken Insurance Agency, Inc. has many experienced insurance agents who can help you figure out what you need to do when you are in an accident in Little Falls, MN. They can answer all of your questions about auto insurance in Little Falls, MN, as well as tell you anything that you need to know in the event that you are in an accident and need to pay medical bills. Hanneken Insurance Agency, Inc. can be a great resource for you in this city.