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Residents of Little Falls, MN know how important it is to have auto insurance coverage that you can count on in an emergency. Fortunately, there are a number of options available at Hanneken Insurance Agency Inc. that can give you great coverage at an affordable price.
One of the most popular options in auto insurance is collision insurance. While this coverage provides more protection than basic policies, it doesn’t cover everything that could potentially go wrong with a vehicle. These policies offer funds to repair or replace a vehicle in the event that you are found to be at fault in an accident. It will not provide any funds for other events, however.
That means that if your vehicle is left outside during a hailstorm, if it is stolen, or if it is damaged by another event, collision insurance will not provide any money to repair or replace the vehicle. Furthermore, while collision coverage will provide funds towards the medical expenses of the passengers in your car, it will not cover damage to any of those passengers’ belongings.
Collision coverage is a good choice for people who are looking for more than a basic policy, but feel comfortable covering the costs of an unexpected event. Typically, if your vehicle costs more than what you have in savings, and you rely on it to get to work, it’s a good idea to invest in a comprehensive policy
If you live in the Little Falls, MN area and you need to save money on your auto insurance without sacrificing coverage, talk the agents at Hanneken Insurance Agency Inc. They have years of experience helping customers just like you find a policy that is right for them.