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If you have changed jobs and no longer have health insurance or your insurer is dropping family plans, you may find yourself looking to purchase health insurance through the health insurance marketplace. If this is your first time buying health insurance from the marketplace, you may not understand what to expect. Here at Hanneken Insurance Agency, Inc., serving the greater Little Falls, MN area, we want to make the process as easy on you as possible. Here is what you can expect when buying a health insurance plan from the health insurance marketplace.
Buying During Open Enrollment Periods
Unless you have changed jobs, lost your health insurance or had a life event as defined by the health insurance marketplace guidelines, you can only purchase health insurance from the marketplace during open enrollment periods. Open enrollment begins in October and ends December 15.
Being Asked About Your Income
When you look for health insurance plans within the marketplace, you will be asked about your income. Your income helps to show whether you will be eligible for any credits or special programs, like federal or state health insurance programs. There is not any way to opt of inputting your income information.
Selecting a Plan
After inputting all of your information, you will be asked to select a plan. The marketplace will show you all of the different plans available to you, their cost and what their deductible and coverage limits and amounts are.
Navigating the health insurance marketplace can be challenging. If you are looking for help navigating the website or selecting a plan, Hanneken Insurance Agency, Inc., serving the greater Little Falls, MN area can help you. Contact us today to get started.