Exactly What You Need To Update Your Insurance

When it is time to update your insurance policy, preparing for the updating process can make it go much more smoothly. Use these checklists to help prepare for updating your insurance. 

Auto Insurance 

For auto insurance, you will just need some basic information to update it. First, you will need your policy number as well as the vehicle’s VIN number. You will also need the plate number and any other requested information. This is a great start for you, however, and you should be able to get any other information needed pretty quickly. 

Homeowners Insurance

Most of the time, you will not need to update homeowners insurance information unless you are getting new insurance or changing to a new company, you will need the home address, when it was built, the square footage, and the roof type. In addition to this, you will need to be able to tell them if you have any safety features in the home such as smoke detectors. If you have a mortgage on the home, you will need the mortgage company information as well as the mortgage information for your loan. Some other information you will need includes the amount of coverage you want and any valuable property that you will keep in the home. 

Business Insurance

If you are a business owner, then you may need to update your business insurance from time to time. You will need your current policy information, the changes you want to make, and the name on the policy. If you have company vehicles for the business, you will need to have all of the VIN numbers for those vehicles for the policy. You will also want to know how long you want the new policy to last. 

Talk to an agent at Hanneken Insurance Agency, Inc. for more information about insurance policies and to explore your options. 

Little Falls, MN: Benefits of Independent Insurance Agent

When a person needs to purchase insurance, it is imperative to consider the different options that are available. To shop around for the best policy, this should include shopping around through different carriers. Fortunately, though, when going through an independent agent, it becomes possible to sort through policies from different carriers, making it exceptionally simple to find a policy that can best meet your needs. Whether it be home insurance or an auto policy, an independent agent can assess your specific needs and suggest policies that he knows will be the best fit. 

An independent agent spends his time researching various policies. It’s because of this that he has such an extensive amount of knowledge about the insurance industry. With this knowledge and experience, it becomes possible to know the ins-and-outs of policies from different providers, which makes it simple to offer mix and match plans that best meet your needs. For example, an independent agent may suggest an auto policy through one carrier while offering home insurance through a different one. And even though the policies aren’t by the same carrier, you may still be able to qualify for a bundling discount. 

Another excellent reason to go through an independent agent is that you will receive better customer service. If you make a claim, you won’t have to go through multiple representatives to have the claim filed. Instead, you can have peace of mind in knowing that your agent will take care of everything for you. 

To learn more about the many advantages of getting insurance through an independent agent, contact Hanneken Insurance Agency Inc. today.