How to Repurpose Your Cleaning Supplies in Little Falls

Cleaning supplies are lifesavers and they keep our homes germ-free and safe. However, have you been seeing them for what they’re worth? They can actually do more than you give them credit for. Remember these tips the next time you break out the bucket. 

Ovens and Tubs 

Your oven cleaner can be more than that when you use it on a white porcelain tub. Stains can build up frequently, and oven cleaner packs a heavy one-two punch when it comes to getting your tub to gleam again. If you use it, though, just be extra careful it doesn’t end up anywhere else but in your tub. 

Bugs and Weeds 

Window washing fluid can be used as an effective pest killer when you unexpectedly see one (or several) in your home, and liquid soap can help you kill the weeds in your sidewalks. You’ll need a classic chip pairing if you’re going to kill those weeds, though: a cup of salt and a gallon of vinegar. Take one tablespoon of dishwashing soap and then pour it all in. 

First Aid and Clogged Drains 

Liquid soap actually makes a cheap ice pack, and it will melt very slowly, which is great for the afflicted. You can also use denture tablets broken in half to unclog the drain. You’ll just need to drop them down and then run hot water over it to get the bubbles going to break up the clog. 

Hanneken Insurance Agency Inc. helps the people of Little Falls keep their homes safe through a variety of policies available. Whether you’re shopping around for a new home or just want to start comparing quotes for the best rates, give us a call for more information to see what we can do for you. 

Common Mistakes Homeowners Make with Home Insurance

After purchasing a home, there are some important steps you need to take. One of these steps is purchasing home insurance. With the right home insurance policy from Hanneken Insurance Agency, Inc. you could get the help you need financially if you ever experienced damage to your home. However, before you secure insurance, it’s important to look out for common mistakes homeowners make when getting home insurance.

Not Getting Enough Insurance for Their Home

One problem that is common for many homeowners is failing to purchase enough home insurance. The amount of home insurance you purchase directly affects the cost of your monthly or annual premiums. As a result, most new homeowners attempt to reduce their monthly cost by purchasing the least amount of home insurance possible. If you do this, and you experience a loss, you may have to share a significant portion of the cost of replacing your home. To be safe, make sure you purchase enough home insurance by discussing your options with one of our licensed agents.

Homeowners Don’t Consider Potential Risks

Beyond the cost of replacing your home, you should also consider other things that could go wrong on your property. For instance, a visitor could fall and get injured. If this happens, you may be found liable. With lawsuits increasing, it’s important that you have enough liability coverage in your home insurance policy to cover the costs of being sued. You can start by asking your home insurance agent about the average costs of payouts during lawsuits. Armed with that information, you can make an educated guess about the amount of liability insurance you need along with your home insurance.

Reduce Risks Around Your Home

Typically, when you get home insurance, an insurance adjuster will visit your home and make an assessment on the value of your home. Adjusters will likely look for typical risks that could cause your home insurance rate to increase. The following are a few things that could increase the cost of insuring your home:

  • Pets
  • Trampolines
  • Pools
  • Fire hazards

The list above isn’t exhaustive, but it gives you a general idea of what your adjuster is looking for at your home. If you can, you should take every measure to mitigate the risks these things present so that you don’t pay more for you home insurance. For instance, if you have a pool, you could place a fence around your property to reduce your exposure to injury.

If you are still in the process of purchasing a home, our team at Hanneken Insurance Agency, Inc. can help you get a home insurance quote. Please call us or visit our website to learn more about the insurance products we offer.