You need to invest in commercial insurance to protect your company from unforeseen expenses. Hanneken Insurance Agency Inc. is an insurance provider offering coverage in Little Falls, MN.

There are a few steps that you should go through when you are choosing a commercial insurance plan. The following are three steps to choosing the best commercial insurance solution for your company. 

Consider what types of commercial coverage your company needs

There are numerous types of commercial coverage available. You need to evaluate the needs and risks that your company faces. 

Types of commercial insurance include commercial liability, property, and auto coverage. Other types include product liability and workers’ compensation. Depending on your company’s industry, structure, and size, you may need one or several of these insurance types. 

Consult a few providers of commercial insurance for quotes

Getting quotes from commercial insurance providers is essential in finding insurance coverage for your company. Identify insurance providers offering commercial coverage in your area and provide them with your company details and insurance needs. 

You can then compare policies’ costs and consider which is best for your company’s budget and coverage needs. 

Choose a policy and remember to update your policy annually

You’ll need to choose a policy after evaluating your options and purchasing that policy. After choosing a policy, you’re not finished with commercial insurance considerations.

You’ll want to reevaluate your coverage annually to update your coverage according to changes at your company. 

We’re here to offer our expertise when you have questions about commercial insurance in Little Falls, MN. Send us your questions and inquiries at Hanneken Insurance Agency Inc. We’ll be happy to provide you with info on our commercial insurance offerings. 

Why do you need life insurance? It’s one of those things that’s easy to put off until later. But the truth is, life insurance is one of the most important investments you can make. Not only does it give you and your family peace of mind, but it also provides financial security in the event of your death.

Life insurance is critical if you have young children or dependents. If something were to happen to you, life insurance would ensure specific financial needs are met even after you pass.

When to Update Your Coverage

But life insurance is not a one-time purchase. As your life changes, so too should your life insurance policy. That’s why it’s essential to review and update your coverage regularly. Here are a few key life events that should prompt you to reevaluate your life insurance needs:

• Getting married
• Having a baby
• Buying a home
• Getting divorced
• Starting a business
• Changing jobs
• Your children leaving home
• Retirement
• New health conditions

If any of these events have happened in your life recently, now is the time to update your life insurance policy. Contact us today for a free quote! Hanneken Insurance Agency Inc.’s team works with you to find the right coverage for your needs and budget. We can explain the options and how your life changes influence your policy.

Choose Hanneken Insurance Agency Inc. for Life Insurance

Don’t wait to update your life insurance policy. A life change can happen anytime, and your life insurance policy should reflect that change when it does. Hanneken Insurance Agency Inc. specializes in finding the right coverage for families in Little Falls, MN.