The kind of business you have affects almost everything you do. One of the biggest areas where that effect may be seen is in the kind of commercial insurance policy your company chooses. At Hanneken Insurance Agency Inc. we work hard to help all our Little Falls, MN area customers get the right type of policy for their business. The right type and level of coverage is great for protection, and it’s also extremely valuable for peace of mind. By understanding what your company does and how it operates, we can suggest the insurance policy that’s going to provide you with the right coverage level that will meet your needs.

A large retail store with hundreds of employees and a huge warehouse attached is going to need something far different from a small craft shop down the street where only one or two people work. Some businesses are operated from home, and others are service-based instead of product-based. The size of the business, what they offer to customers, and the kind of location they have all matter when determining the right kind of insurance for their needs. Insurance is about protecting a business, but it’s also about protecting people, too. The right policy will do all of that, and help you feel secure as a business owner.

If you’re in the Little Falls, MN area, give us a call at Hanneken Insurance Agency Inc. or stop by and see us. Our professional agents will be happy to help you find the right policy for your business. Whether you’re just getting started and aren’t sure what you need, or you have a commercial insurance policy that needs to be changed or updated, we’re here to work with you and provide you with quality service. Your business deserves a strong level of protection.

Many of our residents living in or around Little Falls, MN look for ways to protect their loved ones even after they have passed. At Hanneken Insurance Agency Inc. we want our customers to know how life insurance can provide financial security for their loved ones. 

Covering Debt

It is hard to get out of life without having some type of debt. When you pursue a life insurance policy, you should consider all of your current outstanding debt. Upon your death, this debt will not be eliminated. It will fall to the responsibility of your loved ones or given back to the lender if they are not able to cover the cost. 

Estate Taxes

At the time of your passing, your loved ones will need to cover estate taxes and other fees associated with taking over the property. If your estate is being divided between multiple parties, additional surveying and probate costs may apply. Leave enough funds in your life insurance policy to cover these costs maintain the financial security of your loved ones, ensuring that they do not have to cover additional costs. 

Inheritance

Leaving a financial gift behind to your loved ones is something that many of our customers consider. If you want to guarantee the financial security of those closest to you, make sure to leave them a financial gift that will cover their own obligations. They can use these funds to cover college tuition or down payments on a home if you choose. 

Contact us Today!

If you are looking to purchase a life insurance policy, give our agents at Hanneken Insurance Agency Inc. a call today for more information. We proudly serve the residents in and around Little Falls, MN, and look forward to hearing from you soon.