Why Little Falls Homeowners Need Home Insurance

It’s important for you to have home insurance in Little Falls, MN. Whether you have a mortgage or not, you need to do what you can to protect your home. At Hanneken Insurance Agency Inc., there are various options for you to explore.

Anything Can Happen

Living in Little Falls, MN is often a lot of fun. Perhaps one of the reasons of choosing to live in this area is because of the change of seasons. You will experience rain, snow, hail, and all sorts of other weather throughout the year. This also means anything can happen to your home.

If something happens, you want to be covered with a home insurance policy.

Claims Allow for Repairs and Replacements

Filing a claim with your home insurance company will allow for various repairs and replacements. If there’s a major snow storm and your roof gets damaged, you want to file a claim to get the repairs done. If there’s a break-in and some of your belongings are stolen, you want to file a claim to have those items replaced.

The claims are generally handled quickly. This allows you to move on with your life without having to wait forever to get the repairs and replacements paid for.

You Don’t Want to Go Bankrupt

Without a home insurance policy, everything that goes wrong becomes your financial responsibility. Some repairs and replacements could be worth tens of thousands of dollars. This is not something you want to deal with as it could bankrupt you. It’s much easier to file a claim and let an insurance adjuster come out to your home. Knowing you have a policy to provide you with financial protection is everything.

Learn more about home insurance and what’s available to fit within your budget by calling an independent insurance agent at Hanneken Insurance Agency Inc. today.



Adding Cars to Your Policy

When it comes to adding cars to your insurance policy there are a few different things that you need to do so. For those in the Little Falls, MN area, the agents with Hanneken Insurance Agency Inc. can help walk you through the process of adding cars to your policy.

The first thing you will need is the VIN number for the car. This is to help the agency do a quick search to make sure you own the car, that it is not involved in any legal proceedings, that you can insure it and to help identify it in the event of an accident. With the vin number you can start the process of adding the car to your policy.

You will also need to have the make, the model, and the year of the car so that you can determine how much coverage is needed to keep the car fully insured. You will also need the name on the registration and the address of the person that is insuring the car. All these pieces of information will help the agency to get you the policy that is going to fully insure the car so that if there is an accident, the car is going to be insured without a doubt.

In most cases, it is helpful to have all this information prior to starting the process so that you can speed things along and get your car added to the policy faster than if you have to hunt down the info at the time you are adding the car. For those in the Little Falls, MN area, the agents with Hanneken Insurance Agency Inc. can help speed up the process and get new cars added to your policy faster than you could on your own.