What Do You Need To Prepare Your Home For Fall?

Fall is such a fun time of the year. There are so many things that you can do outside in the cool, crisp air. Because of this, people tend to forget about doing anything to their home to prepare for fall or maintain things during the season. With each season comes a list of things to do around the home. Use this list from Hanneken Insurance Agency, Inc. serving Little Falls, MN, to get started and stay on top of things this fall.

  • Get any outdoor pipes winterized. Even though it is only fall, that means winter is just around the corner. The fall weather is great but winter can get very cold. While you still likely have time to winterize any outside pipes, you may want to consider doing it now before you forget or get too busy with festivities. Winterize any irrigation pipes now so you do not have to worry about it before the first big freeze of the winter season.
  • Clean the gutters. No one likes to do this chore but if you have gutters, you need to clean them out once all the leaves have fallen by your home so you do not have a bigger mess later.
  • Make sure your home insurance is up to date. One of the best things you can do to prep your home for fall is to take a look at your home insurance policy to ensure it is ideal for your home. Make sure there are no gaps in coverage so you are protected at all times.

 If you need to take a deeper look at your policy or would like a quote for a new policy, be sure to contact Hanneken Insurance Agency, Inc. serving Little Falls, MN.

Driving Safe In Rough Weather in Little Falls, MN

Minnesota is famous for a lot of things, and one of those things is its weather. Summer and Spring can be fairly mild, though there is always the chance of heavy storms and tornadoes. Winters turns roads into black ice and assail drivers with snowstorms and extreme cold. You have to be ready for anything in Little Falls. Here are some tips for handling the hardest weather Minnesota has to dish out:

Brake Early

In the stormy season, the number one way to stay safe on wet roads is to double the time you take to apply the brakes. Driving a little more slowly than usual in general will help to give you greater reaction time for anything that can go wrong on a rainy road, but braking too abruptly is the greatest danger for most drivers on wet roads. While we’re on the subject of rain: The roads are still wet for quite awhile after the rain lets up, so treat wet roads carefully whether or not the sky is clear.

Don’t Drive in Rough Weather When You Don’t Have To

Sometimes you have no choice, but when you do, take the safer one. If you don’t have to go out on an icy road, don’t go out on an icy road. If you are forced to drive on an icy road, drive as slow as you safely can. You can lose control even at under 10mph. If you’re going over 45mph, even on the highway, you’re asking for trouble.

Keep an Emergency Kit on Hand

In Minnesota, you never know when a tornado or a storm might hit, so be prepared.

Hanneken Insurance Agency Inc. can connect you with an insurance provider that can cover you should worse come to worst, but with safe driving, you might never even need to file a claim, no matter how rough the weather gets.