How to Keep Your Home Safe while away on Summer Vacation

Whether you decide to visit family nearby this summer or take a trip to the Caribbean, there are some steps you can take to keep your Little Falls, MN home safe and sound while you are away.  The key is to not make your home an easy target for thieves.  If they know you’re away on vacation and your home isn’t properly secured, thieves can easily slip through a window unnoticed. 

To avoid this and similar scenarios, follow these tips to keep your home safe while you’re away on summer vacation.  

1.  Hire a House Sitter

Having someone at the home is one way to keep burglars away.  Professional house sitters typically charge a flat fee per day and will sleep at your house.  If you have pets, they can take care of them, too.  If you don’t know of any professional house sitters in your area, ask a family member or friend to do the job.  

2.  Have a Neighbor Keep an Eye on Your Home

You can also ask a neighbor to keep an eye on your home while you are away. They can collect your mail, take out your trash, and generally watch out for anything suspicious.  In the future, you can return the favor.

3. Install a Security System

A sign in your front yard that says you have a security system is a deterrent for thieves. They will typically not risk breaking into a home where they will set off an alarm and have the police on the way.  By installing a security system and either having a house sitter or neighbor watch your house, you can feel confident that you home is safe while you’re away.

Unfortunately, things can happen that are out of your control. That’s why it’s important to have quality homeowner’s insurance in Little Falls, MN.  At the Hanneken Insurance Agency Inc. we help find you the right policy for your home so you can have peace of mind when you’re away on vacation.  You can contact the Hanneken Insurance Agency Inc. at 320-632-6592 to speak with a friendly member of our team.  



Which Driving Habits Affect Your Auto Insurance Rate?

Your driving habits can affect how much you pay for auto insurance. However, while most people know this, they do not know what specific habits can cause the rates to increase or decrease. Here are a few of the habits which affect the price you pay for an auto insurance policy.

How Many Miles Per Year You Drive

The number of miles you drive per year can have a huge effect on the amount you pay for auto insurance. Someone who drives 5000 miles per year will pay less in to insure their automobile than someone who drives 15,000 miles per year. This is because you are more likely to be involved in an accident the more you drive. Therefore, the more you drive, the more your auto insurance bill will be.

If You Obey Traffic Laws

Speeding, running red lights, failing to stop at stop signs and other traffic infractions can cause your auto insurance rates to increase. Those who have good driving habits and have a great driving record will pay far less than those who one or more infraction on their driving record.

Who You Let Use Your Car

The last habit that can increase your auto insurance rates is who you let drive your car. Many auto insurance companies are beginning to exclude or include drivers on your car insurance policy, meaning you must list who uses your car. Allowing someone with a bad driving record access to your car can cause your rates to increase.

Are you looking to purchase a new insurance policy? Then contact Hanneken Insurance Agency Inc. serving the greater Little Falls, MN area. We can help you obtain the right auto insurance policy for your needs.