Tips for Keeping Your Home Safe When Traveling for the Holidays

Anytime you are away traveling, your home becomes a target for burglars and thieves. But this is especially more common during the holiday season, when thieves are looking to hit homes that may have gifts inside of them. Here are a few tips for Hanneken Insurance Agency Inc. serving the Little Falls, MN area, on how to keep your home safe when you are traveling for the holidays. 

Avoid Announcing Plans on Social Media

One of the biggest mistakes you can make when it comes to holiday traveling is announcing your plans over social media. Thieves and burglars may read these posts and you become an easy target. And you may think the post is hidden or secured, but this is not always the case. 

Keep Gifts Out of Sight

Another tip for protecting your home is to keep your gifts out of sight. Don’t place a slew of gifts right under the window. Also, be mindful of throwing out boxes and packages. If a thief sees you bought a 65 inch television or expensive laptop or tablet due to the box in the trash, your home may be targeted. 

Put Your Lights on a Timer

The last tip for keeping your home safe when traveling for the holidays is to put your lights on a timer. This ensures your home is not constantly dark and black, which are tell-tale signs that you are away on a trip. This can throw a thief home and prevent you from becoming a victim. 

Protecting your home helps to provide you with peace of mind and helps to prevent you from filing a home insurance claim for theft. If it has been awhile since you last looked at your home insurance coverage amount, now is a great time to ensure your home is still properly valued and your coverages do not need to be increased or decreased. Contact Hanneken Insurance Agency Inc. serving the Little Falls, MN area today to have a professional look over your home insurance policy or write you a new one. 

What Type of Coverage do I Need with My Auto Insurance Policy

One of the biggest purchases that most people will ever make is a new or used car. Since a car is such a valuable investment, it is very important that you keep it properly insured. For those that are from the Little Falls, MN area, there are several types of auto insurance coverage that they made need with their auto insurance policy.

State Requirements

In the state of Minnesota, all drivers will need to have two types of liability coverage on their insurance policy. The minimum requirements include coverage for property damage and bodily injury. The property damage minimum requirements are $10,000 per incident. The bodily injury minimum coverage requirements are $30,000 per person with a total of $60,000 in coverage per auto accident.

Other Requirements

While there are basic levels of insurance coverage required in the state of Minnesota, these levels of requirement often are not enough for drivers. The basic requirements only provide coverage for liability and do not provide the driver with any coverage for themselves or for their vehicle. In many situations, a driver will also be required to have collision and comprehensive insurance coverage on their insurance policies to stay compliant with an auto loan or lease requirements.

Collision coverage will provide coverage for your vehicle in the event you are at fault in an accident or in an accident with an uninsured driver. comprehensive coverage will provide you with a range of other types of Auto coverage that will cover for theft, vandalism, storm damage, fire, or an accident with an animal.

When looking for coverage in the Little Falls, MN area, meeting with Hanneken Insurance Agency Inc. could be a great option. Hanneken Insurance Agency Inc. is a leading consumer insurance agency that will be able to provide you with more insight into your auto insurance needs and provide you with an insurance quote.