Little Falls Car Care

Living in Little Falls means knowing how to prepare for the winter months. There is a lot of car care that you can do now in the fall to ensure you are ready to go. It will allow your car to maximize comfort and provide you with peace of mind knowing that your car can deal with snow, ice, and more.

Tires are an important part of your car. You don’t want to be on the roads without sufficient tread. It may even be necessary to upgrade to a specialty tire in the winter so you have enough grip on the roads.

Your battery is going to deal with a lot when the weather gets cold. Batteries fail all the time without notice. You can often prevent this from happening by checking the connections and ensure the charging system is working adequately. If it has been a few years since you replaced a battery, it may be time for you to do so.

Take the time to replace your wiper blades going into the fall months. You should also look at the heating and ventilation system. This includes the heater for your interior comfort and the defroster to be able to clear windows quickly.

It’s also a good idea to have your brakes checked. If there are issues with the pads, rotors, or drums, you want them fixed before you start to deal with the harsh weather that can be found around your area in the winter months. Preparing now is important.

At Hanneken Insurance Agency Inc. we have agents to help you find auto insurance. We can guide you through the process, find coverage that makes sense for you in Little Falls, and more. We work with some of the best insurance companies in Minnesota, saving you a lot of time.


College Discounts For Car Insurance

When you live in Little Falls, Minnesota, you may be going to school. Whether you work also or are simply attending a college or university, there may be ways for you to save money on your car insurance premiums.

Knowing about the discounts can help you to talk to an agent and get the best policy possible.

Safe Driver

Being a safe driver has always been important to insurance companies because they see you as a lower risk. If you can avoid speeding tickets and being involved in accidents, you may qualify for a safe driver discount that can add up to a significant amount of money.

Defensive Driving

Various defensive driving courses can be taken. These are generally five hours, and can reduce your rate by 10 percent or more. This would be above and beyond a driver education course that you may have taken in high school.

Low Mileage

Those who don’t put a lot of mileage on their car every year are often given low mileage discounts. If you are only commuting around campus, you definitely qualify for the low mileage, so now you just have to find a company that offers this discount.

Good Grades

Insurance companies have been offering what is known as the “good grades discount” for years. Every company offers a slightly different discount and some may require a GPA of around 3.0 while others will require that you make the dean’s list. If you are a good student, it’s certainly a discount that you will want to explore.

It’s important to find affordable car insurance. When you are a student, you can call our agents at Hanneken Insurance Agency Inc. and we can find a policy that works for you in Minnesota. We can talk to you about the different levels of coverage and ensure that you have a policy designed for your needs.