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Farm insurance is known by many names; ranch insurance, livestock insurance, and crop insurance, for example. Whatever type of farmer you are in Little Falls, MN, farm insurance is a good idea to have if you want to protect your livelihood. Whether it’s a failed crop, a disease that strikes your livestock, or damage to your farm buildings that you find yourself dealing with, farm insurance is a good thing to have in these kinds of scenarios. Read on to learn about three more reasons you need farm insurance in Little Falls, MN.
1. Put It All On One Policy
As a farm or ranch owner who also has a homestead on the farm, you can insure your farm or ranch and your homestead all on one policy. It’s a good idea to check with an insurance agent to see if you can get a discount by putting everything on one policy.
2. You Live Far Away
If you don’t live on your farm or you live very far away, having farm insurance will give you peace of mind when you can’t personally be there.
3. You Rent a Farm
Another form of farm insurance is farm rental insurance. This covers the livestock or crops that an individual is raising on rented land. Even though you may not own the land, it is smart to ensure the hard work you put into the cattle and/or crops in case disaster strikes is covered with an insurance policy.
If you are looking for a new farm insurance policy or wish to replace an existing one, contact the Hanneken Insurance Agency Inc. today. We know the ins and outs of farm insurance and can help you purchase the perfect policy for your farm or ranch. To speak with a reputable agent at Hanneken Insurance Agency Inc. call us at 320-632-6592.