There are many different kinds of health insurance and health insurance policies. However, you’ve likely seen commercials on television for service providers offering supplemental health insurance. Supplemental health coverage goes beyond what your current policy provides. To some, this might seem unnecessary, but in reality, there are many benefits to supplemental health insurance. At Hanneken Insurance Agency Inc. there is a team member standing by who can help you determine whether or not supplemental coverage is right while living in and around Little Falls, MN.
Extra Pay If You Can’t Make Work
If you are injured there is a good chance you’ll miss work. Now, even if you have regular health insurance, your policy may not pay you for the lost time. this means, while many of your medical bills are covered, your missed time isn’t. Here, supplemental insurance will help protect you from financial hardships.
Picks Up Where Your Other Coverage Leaves Off
You may have a 60/40 or 70/30 insurance coverage policy, where the insurance company pays the larger amount and you’re required to pay the rest. Depending on the medical condition and the treatment you need this can still end up costing you hundreds, if not thousands of dollars. However, supplemental health insurance moves in and picks up where your other coverage left off. This will help ensure you’re not stuck footing a large medical bill.
There are a number of major benefits available when it comes to supplemental health insurance. When living in Little Falls, MN it is a good idea to look into these benefits and see if it is a good fit. With the team at Hanneken Insurance Agency Inc., there is a team member standing by, ready to help you with all of your concerns and questions.