If you plan to get auto insurance in Little Falls, MN, you should know that you might be eligible for discounts on your premiums. These discounts will make your premiums more affordable. Here are some common discounts that we at Hanneken Insurance Agency Inc. believe every auto insurance policyholder should request.
1. Multi-policy Discounts
You are eligible to receive this discount if you purchase your auto insurance policy and other policies like homeowners insurance and medical insurance from the same insurance provider. The discount can be 5% to 25% if you get your car and home insurance from the same insurer.
2. Multi-Car Discounts
You can access this discount if you have insured more than one vehicle with the same insurer. The discount can be between 8% and 25%, depending on the number of cars you have insured with the insurance company.
3. Vehicle Safety Discounts
Insurers offer vehicle safety discounts to car owners with extra safety equipment like airbags, daytime running lights, and anti-lock brakes. While daytime running lights have a small discount, if you have full front-seat airbags, you can get up to 40% discounts applied to your personal injury protection coverage.
4. Anti-Theft Device Discounts
You are eligible for this auto insurance discount if your vehicle has anti-theft features like stolen vehicle recovery systems, VIN etching, and GPS-based systems. This discount will be around 5% to 25% and will be applied to your comprehensive coverage.
5. Good Driver Discounts
Car insurance providers offer discounts to good drivers with an incident-free driving history. Your clean driving history can give you a 10% to 40% discount.
Do You Require Auto Insurance in Little Falls, MN?
At Hanneken Insurance Agency Inc., we are a top-notch auto insurance provider serving the Little Falls community. Call us today.