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When you need to choose a life insurance policy, two types represent these policies. One of these is called term life. The other one is known as whole life. There are a lot of benefits that come with choosing a whole-life policy. These policies can be very advantageous to have, and they will also give you peace of mind. When you know that your loved ones are better taken care of when you’re gone, it may be easier to sleep at night. If you need a life insurance policy or more than one, call us today at Hanneken Insurance Agency Inc. in Little Falls, MN.
Long-Lasting Coverage
If you were to choose a term life policy, it would expire after a set number of active years. However, whole life insurance policies never expire. They stay active for as long as you live. Many people get a whole life policy because of this feature alone. They don’t want to have their life insurance policy expire at any point and have to seek out a brand new policy. With whole life, you never have to do that.
The Cash Value
Another great way to get more peace of mind is to have the policy’s cash value in place. As you own the policy, a cash value will build up over the years. The company will allow a small portion of its profits from your premium payments to build up and become available to you to borrow. Whatever the cash value, you can borrow that amount in case you need to.
Get Your Whole Life Policy
When you know you need a life insurance policy, call us to get started. You can contact us at Hanneken Insurance Agency Inc. in Little Falls, MN.