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At Hanneken Insurance Agency Inc., we want the business owners of Little Falls, MN, to benefit from the insurance they need to protect their investment in their company. That’s why we offer business owners’ policies (BOPs) to small and medium-sized businesses in Minnesota.
Better Protection Through BOPs
The term BOP refers to a policy package that provides four commonly purchased types of commercial insurance at a reduced premium than the policy owner would incur if purchasing them separately. These four policies include:
- Business interruption insurance
- General liability insurance
- Property insurance
- Business income insurance.
These forms of coverage protect the physical and financial assets of the company.
Who Can Purchase a BOP?
Only small and mid-sized businesses qualify for this policy package. The business can’t employ over 100 people, and most operate in a low-risk industry.
Businesses that want the protection of the BOP’s four insurance coverage types must apply for the coverage. It differs in that way from buying another type of insurance policy.
Filing a Claim on a BOP
Filing a claim on a BOP works the same as with any other type of policy. You contact the insurance company or your Hanneken Insurance Agency Inc. agent to file a claim. We process BOP claims just as we would if the business purchased standalone policies.
Contact Hanneken Insurance Agency Inc. Today
Call or email our office, serving Little Falls, MN. Let us take your application for a BOP and answer any questions you have about this type of policy package. Only the premiums are lower with a BOP; we still provide high-quality insurance coverage.